UDC 369(477)
Kozoriz, G. G. (2014). Napryamy pidvyshchennya efektyvnoho funktsionuvannya systemy sotsial'noho strakhuvannya v Ukrayini [Directions for increasing the effective functioning of the social insurance system in Ukraine]. Rehional'na ekonomika - Regional Economy, 74(4), 117-126. [in Ukrainian].
Sources: 17

Authors

Resume

Is determined that social insurance system in Ukraine by the principles of construction meet international standards however signifcantly differs from those operating in developed countries. The domestic system of social insurance differs both in quantitative parameters of functioning, and quality of social services. Based on the analysis of indicators that characterize the results of the system functioning of social insurance, is established its dependence on the general state of the national economy. The main attention is paid to the defnition of relationship of parameters of functioning of the system of social insurance with indicators of macro- and microeconomic nature. Dependence of system of social insurance with macroeconomic indicators such as the nature of the solvency of the population, level of shadow economy, the budget defcit and so on is proven. Microeconomic indicators defne the internal problems which are incorporated in the system of social insurance. These issues include:a ) inconsistency of legal framework of social insurance; b) frequent changes in legislation on which social insurance is based; c) - the lack of analytical predictions about possible changes in economic, political, energy situation in the country and their impact on social security; e) lack of strategic directions of the social insurance system. The main focus of paper is given to substantiation of ways for improving the effciency of the social insurance system through the use of intrastate opportunities and elimination of existing defciencies present. In Ukraine, has been formed negative trend of increased spending from the state budget for social insurance. Constantly are increasing subsidies to the Pension Fund for payment of pensions to the population of Ukraine. Based on the research we substantiate the necessity of improving organizational and fnancial management of social insurance funds in the following areas: a) creation of general economic conditions for the establishment of an effective system of social security; b) improvement of mechanisms social security; c) promotion of voluntary health insurance, including accumulative pension system. We indicate ways of implementing these directions that envisage the need to create an attractive business environment, reduction of infation, legalization of employment of citizens, reduction of unwarranted expenses of insurance funds. An important directions of reformation of social insurance system is defned as the introduction of health insurance and social the provision of further development of private pension insurance, promotion of corporate social insurance. Considerable attention is paid to the role and functions of information policy to ensure the development of social insurance.

Keywords:

insurance, social insurance, pension insurance, insurance funds reforming