UDC 336.13:364.5
Storonyanska, I. Z., & Hrynchyshyn, I. M. (2015). Osoblyvosti formuvannya ta vykorystannya finansovykh resursiv pensiynoho strakhuvannya na mistsevomu rivni (na prykladi L'vivs'koyi oblasti) [Peculiarities of the formation and using of financial resources of pension insurance at the local level (on example of Lviv region)]. Rehional'na ekonomika - Regional Economy, 77(3). [in Ukrainian].
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Nowadays the aim of state regional policy is, on the one hand, to achieve social and economic development of the regions, on the other hand – a necessity of providing qualitative living conditions to citizens regardless of their place of residence. An effectively operating system of pension insurance is an important element of proprietary security of pensioners. In context of the existing territorial differences of social and economic development, a detection of characteristics of the formation and usage of financial resources of pension insurance at the local level will allow us to detect a potential of growth of revenues to the Pension Fund of Ukraine (PFC) in the region and an increase of efficiency of the expenditures so as to balance the budget of PFC of an appropriate territorial administration and to ensure a proper level of material wealth of pensioners herewith. The purpose of the article is to detect the characteristics of the formation and usage of financial resources of pension insurance at the local level (for example, Lviv region). In the article the peculiarities of a current stage of development of pension insurance at the local level (for example, Lviv region) are regarded. A study of peculiarities of the formation and usage of financial resources of the pension insurance in Lviv region is made on the basis of analytical notes about the activity of the Chief Department of the Pension Fund of Ukraine in Lviv region for 2009-2014. It is found that a current state of the pension insurance in Lviv region is characterized by nationwide trends of population aging, which along with a decreased of number of employed population exacerbates a problem of growth of burden on workers, employers and the State Budget of Ukraine. It was revealed that disproportions of social and economic development of the regions strengthen territorial differentiation of the formation and usage of financial resources of the Pension Fund of Ukraine, both by indicators of total revenues and total expenditures. On the basis of algorithm of the study of regional differentiation it is found out that the state policy of regional development in the field of pension insurance is built with a consideration of integration of levels of citizens’ pension maintenance but this also causes an extra burden to the State budget of Ukraine. The necessity of development of optimization measures for the formation and usage of financial resources of pension insurance that will promote a provision of adequate pension payments not only for current but also for upcoming pensioners regardless of their place of residence and social and economic development of the region is proven.

Keywords:

pension insurance, financial resources, revenues, expenditures, region