Scientific and practical journal
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Regional Economy
   



Shirinyan Lada Vasylivna



Shirinyan Lada Vasylivna

Doctor of Economics, Professor

Head of the Department of finance of the Institute of economics and management of the National University of Food Technologies

Contacts: ladashirinyan@ukr.net

Webpages:



Publications



Repository of Institute of Regional Research UDC 339/13:368(477)
Shirinyan, L. V. (2011). Spetsyfika i perspektyvy formuvannya rynkovoho popytu na strakhuvannya dlya nezamozhnoho naselennya Ukrayiny [Specifics and Perspectives of the Insurance Market Demand Formation for Low-Income Population of Ukraine]. Rehional'na ekonomika - Regional Economy, 62(4), 177-183. [in Ukrainian].
Sources: 4 

Public opinion survey among the population with different level of welfare is conducted and the answers to key questions of the questionnaire are analyzed in order to check the operation of the market demand for insurance for the low-income population. Survey found out both positive and negative results. Three hypotheses about existence of correlation between the level of welfare, desired insurance premium and desired insurance compensation are suggested and tested. The fact that in the case of insurance of low-income population the correlation between the desired insurance premium and the desired insurance compensation conforms to the exponential law is proven. 
market demand for insurance, microinsurance, hypothesis, price, insurance premium, insurance compensation, exponential law 



Repository of Institute of Regional Research Shirinian, L. V. (2010). Mikrostrakhuvannya - novyy napryam rozvytku strakhovoyi diyal'nosti v Ukrayini [Miсroinsurance – New Direction of Insurance Activity Development in Ukraine]. Rehional'na ekonomika - Regional Economy, 56(2), 141-150. [in Ukrainian]. 

The classification of the insurance levels in accordance with the size of insurance compensation is provided, the notion of miсroinsurance is outlined. The mechanisms of rendering of microinsurance services are offered. The potential providers of miсroinsurance services are specified. It is shown that miсroinsurance needs the donors, government support, participation of associations of insurance organizations of Ukraine and preparation of the strategy of miсroinsurance development. The basic risks and factors influencing the decisions of the insured to buy microinsurance policies are analyzed. Risks that the miсroinsurance carries for the providers of such services are presented. 
microinsurance, risks, donors, service providers 


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